With mortgage rates at an all time low, we know that so many homeowners have been asking themselves this question: "Is now the time for me to refinance?"
Let's start with what a Mortgage Refinance is:
A mortgage refinance is a new loan that pays off and replaces an old mortgage. It’s one of the easiest ways to restructure your mortgage debt.
The process is very similar to what you go through when you are purchasing a home. You submit very similar financial documents to the lender, an appraisal is done... read more